Nonservice-Connected Disability Retirement
A nonservice-connected disability (NSCD) is an incapacitating injury or illness that was not caused by your employment. To be eligible for an NSCD, you must have five or more years of eligible retirement service credit, regardless of age.
If granted by the Board, an NSCD retirement benefit will not typically exceed one-third of your final average compensation. (If you are eligible to retire and your regular service retirement would pay more than an NSCD retirement, applying for a regular service retirement would be more financially advantageous than applying for an NSCD retirement.)