Maximum Age Factors


Age is one of the factors used in retirement benefit calculations. For calculation purposes, a member’s age increases in quarters on their birthday, and every three months thereafter. When a member is between quarters, the age is rounded down to the nearest 0.25.

If you are no longer working as an active VCERA member and reach the highest age listed below next to your benefit tier, postponing your retirement until you reach a higher age will not increase your benefit.

Benefit Tier Maximum Age Factor
Safety Tier 1 COLA  55
Safety Tier 7 COLA 57
General Tier 1 COLA 65
General Tier 2 and General Tier 2 COLA 65
General Tier 5 COLA, General Tier 6, and General Tier 8 COLA  67