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                                            Payment Options

                                            VCERA offers several payment options to members making a service credit purchase:

                                            • Lump-sum payment
                                            • Biweekly payroll deductions on an after-tax basis; the number of deductions allowed will depend on the type of retirement service being purchased
                                            • Direct rollover from another tax-qualified plan, such as a 401(a), 401(k), Keogh, 403(b), or 457 plan, including transfers from the County of Ventura’s 401(k) and 457 plans
                                            • Individual Retirement Arrangement (IRA), if conclusive proof can be provided that the IRA does not include any after-tax funds
                                            • Any combination of the above options

                                            You must pay off your service credit purchases by your retirement date. If you decide to pay with payroll deductions, service credit will be granted on a biweekly basis until the balance is paid off, except for redeposits, which must be paid in full before service credit is awarded.

                                            For additional information on service credit purchases and payment options, please contact VCERA. For information on County Deferred Compensation Plan transactions, please email [email protected] or visit the plan’s website.

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                                            1190 S. Victoria Avenue, Suite 200
                                            Ventura, CA 93003

                                            M-F: 8:00am - 5:00pm

                                            (805) 339-4250

                                            TTY: (877) 249-7442

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