Retired Member Death

Post

At the death of a retired member, there is a one-time benefit of $5,000 payable to the named beneficiary or estate. This benefit may be reduced for retirees with outgoing reciprocity and is not payable upon the death of a non-retiree receiving a monthly benefit or continuance benefit. An eligible surviving spouse or minor children may be eligible for a monthly benefit, depending on the retirement option elected at retirement.

If an Unmodified Retirement Option was elected:

Retiree Death (Service Retirement or Non-Service Disability)

An eligible spouse will receive a 60% continuance of a member’s monthly retirement benefit payable for life. To be eligible under this option, the spouse must have been married to the member one year prior to the retirement date, or the spouse must be at least age 55 and married to the member two years prior to the date of death.

Retiree Death (Service-Connected Disability)

An eligible spouse will receive a 100% continuance of a member’s monthly retirement benefit payable for life. To be eligible under this option, the surviving spouse must have been married to the member prior to the retirement date or the spouse must be at least age 55 and married to the member two years prior to the date of death.

If there is no surviving spouse, these unmodified continuance benefits may be payable to minor children until the age of 18, or through age 21 if they remain unmarried and regularly enrolled as full-time students in an accredited school.

Death benefits may be prorated with reciprocal systems if reciprocity was established while in service.