Deferred Retirement


If you have five or more years of retirement service credit (i.e., you are vested) and then terminate your County or district employment, you may elect to defer your service retirement until you are eligible to retire. If you elect a deferred retirement, you must leave your contributions on deposit with VCERA.

You may rescind your deferred retirement at any time and withdraw your contributions by providing written notice to VCERA. However, by withdrawing your funds, you sever membership in VCERA and forfeit all rights to future benefits.

Retirement Eligibility & Application

While you remain in deferred status, your years of “eligibility service” will continue to increase, thereby helping you meet the minimum service credit requirement to retire. However, your retirement benefit will be based only on service credit you earned and purchased. After you become eligible to retire, you must complete a Retirement Application Packet to begin receiving your lifetime benefit.

Returning to Work

If you are rehired as a regular, full-time employee with the County or a special district, you will return to active membership in the same benefit tier that applied during your previous service. This applies to rehired general member only. If you were a safety member who is newly hired as a general member, please contact VCERA.